Bolsa de valores não é um local onde se ganha dinheiro fácil. Pelo contrário, é um dos lugares que é mais difíceis de ganhar dinheiro. Por isso exige disciplina. A seguir, vou mostrar exemplos que renderam mais do que qualquer aplicação que conheço. Talvez agiotas e traficantes consigam taxas parecidas. Mas esta é legal.
Investindo no máximo R$ 100,00 mensais em Ambev, em 12 anos, você teria mais de R$ 69.000. E seu investimento total seria de R$ 13.700. Foram 137 meses de investimento, para ter uma taxa de 2,96% ao mês.
gostou? então veja o próximo exemplo:
Investindo no máximo R$ 100,00 mensais em Vale, em 21 anos, você teria mais de R$ 22 MILHÕES! E seu investimento total seria de R$ 21.800. Foram 246 meses de investimento, para ter uma taxa de 410% ao mês. Isso mesmo, 410% ao mês.
Para evitar distorções de casos de sucesso do passado, vamos ver se tivessemos investido no índice bovespa. Que, em resumo, é uma média das empresas mais negociadas da bolsa brasileira.
Na figura acima, temos 3 exemplos: O investidor que começou investindo no ano 2000, o investidor que começou a investir no pior momento da história da bolsa e o investidor que começou a investir no momento da recuperação da bolsa. Este caso considera que ambos investiram mensalmente um mesmo valor (seja R$ 100 ou R$ 100.000) não importa.
Repare a coluna IBOV tx mensal: Esta é a taxa mensal que o investidor conseguiu no período.
Repare a coluna Dif: É a diferença de aplicar na bolsa com disciplina ao deixar na poupança.
Existem diversas formas de ganhar dinheiro na bolsa. Seja especulando ou investindo. Basta saber o que você quer.
Agora você sabe que a bolsa é um local onde o dinheiro troca de mãos. Depende de você fazer dela o lugar onde você perde ou ganha dinheiro.
English version:Stock market is a place to you loose money. It is?
I hear that phrase every day. Be who's in the market without knowing what it does, or who is not. I could write much about it, but I will try to show in graphs.
Stock exchange is not a place where you get easy money. Rather, it is one of the places it's harder to make money. So it requires discipline. The following examples will show that yielded more than any application I know. Maybe moneylenders and drug deales alike are able rates. But this is legal.
Investing up to $ 100.00 monthly Ambev in 12 years, you'd have over $ 69,000 (in local money BRL). And your total investment would be $ 13,700. There were 137 months of investment, to have a rate of 2.96% per month.
Stock exchange is not a place where you get easy money. Rather, it is one of the places it's harder to make money. So it requires discipline. The following examples will show that yielded more than any application I know. Maybe moneylenders and drug deales alike are able rates. But this is legal.
Investing up to $ 100.00 monthly Ambev in 12 years, you'd have over $ 69,000 (in local money BRL). And your total investment would be $ 13,700. There were 137 months of investment, to have a rate of 2.96% per month.
see the first graph
like it? then see the next example:
see the second graph
Investing up to $ 100.00 (BRL again) a month in VALE, in 21 years, you have more than $ 22 MILLION! And your total investment would be $ 21,800. There were 246 months of investment, to have a rate of 410% per month. That's right, 410% per month.
To avoid distortions of success stories of the past, let's see if we had invested in the Bovespa index. That, in short, is an average of the most traded Brazilian stock.
see third graph
like it? then see the next example:
see the second graph
Investing up to $ 100.00 (BRL again) a month in VALE, in 21 years, you have more than $ 22 MILLION! And your total investment would be $ 21,800. There were 246 months of investment, to have a rate of 410% per month. That's right, 410% per month.
To avoid distortions of success stories of the past, let's see if we had invested in the Bovespa index. That, in short, is an average of the most traded Brazilian stock.
see third graph
In the figure above, we have three examples: The investor who started investing in 2000, the investor who started investing at the worst moment in the history of Brazilian stock market and the investor who started investing at the time of recovery. This case considers that both invested the same amount each month (either $ 100 or $ 100,000 does not matter).
Notice the column "IBOV tx mensal": This is the monthly rate that an investor could in the period. Notice the "Dif." column: the difference between to apply in IBOVESPA with discipline to leave the savings.
There are several ways to make money in stock market. Whether investing or speculating.Just wondering what you want.
Now you know that the stock market is a place where money changes hands. It depends on you making it a place where you win or lose money.
